Get the Right Health Care Coverage For Your Small Business

Insurance employee benefits

Small business health coverage in Canada can be a little tricky, but if you were to use the Smart Plan, things would be much easier. You see, the Canadian Employee Health Benefits Plan (or CEHBP) is a group health benefit plan that utilizes the Smart Plan Design, which guarantees small business health coverage, stable premiums, and better benefits. In fact, the CEHBP was specifically designed for smaller sized business to provide a common sense alternative to the group benefit plans that were offered by big insurance companies.

Under the Canadian health care system, preventive care and early detection are considered to be crucial because early detection extends life expectancy, and the quality of life, while also reducing overall costs. Yearly checkups are also encouraged under the Canadian health care system, too.

It all started with the Canada Health Act (CHA). This was a piece of Canadian federal legislation that was adopted in 1984, which specifies the conditions and criteria with which the provincial and territorial health insurance programs must conform in order to receive federal transfer payments under the Canada Health Transfer. What that all basically means is that the government set standards for their health care system, which must be met in order to receive Federal funding.

In most parts of Canada, the cost of health care is paid through funding from income taxes. This means that the health care in Canada is delivered through a publicly funded system that is mostly free, and has most services provided by private entities. Even the pharmaceutical medications are covered by public funds for the elderly or indigent Canadians.

With such an ingenious health care system, small business health coverage must seem like an easy matter, but it can get complicated and tricky. This is why seeking out small business health coverage help is a good idea. If you have any questions or concerns about small business health coverage, feel free to ask in the comments!


  1. I think the idea is to get coverage through a private institution and they handle everything for you.

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